NetWorth+ is free to use with no time limit and no ads. Budgets, net worth, credit cards, loans and shared bills are all on the free plan. Pro adds forecasts, receipt scanning and unlimited accounts for those who want them.
The free plan
What costs nothing
In short
NetWorth+ is a free budget app for iPhone and Android. The free plan has no time limit and no ads, and covers budgets by category, net worth, credit cards, loans, shared bills and CSV import, with up to 5 accounts in 2 currencies. It never asks for a bank login. NetWorth+ Pro, $49.99 a year or $7.99 a month in the US, adds forecasts, receipt scanning and unlimited accounts. Pro subscriptions are what pay for the free plan, which is why it has no ads.
Free plan
No time limit
Ads
None
Accounts
Up to 5, in 2 currencies
Pro
$49.99 a year, optional
How it is paid for
Every free app has a business model. It is worth knowing which one you are using.
Some free budget apps are paid for by ads or by offers for cards and loans. Others are free only for a trial, then ask for a subscription.
NetWorth+ is paid for by Pro subscriptions. That is why the free plan has no ads, does not sell your data, and has no time limit. If you never need Pro, you never pay.
On the free plan
A monthly amount for groceries, dining out or anything else, and what is left as you spend.
Checking, savings, a 401(k) or IRA, minus loans and credit cards, charted over time.
Statement dates, due dates and minimum payments, and a schedule for each loan.
Split costs with a partner or roommates and see who owes whom, with no daily limit.
Bring in a month of transactions downloaded from your bank's website.
Rent, subscriptions and other recurring bills, so you see them coming.
The free plan holds up to 5 accounts in 2 currencies. Forecasts and receipt scanning are part of Pro.
Everything most people need to track their money.
or $49.99 a year
Yearly works out cheaper.
Sign in with the account you use in the app. Cancel any time.
US prices, checked October 2026. Prices in every country
Questions
On iPhone and Android.
Android and iPhone. No bank login. No ads.