Expense tracker

An expense tracker app without the bank login.

Add what you spend in seconds. See where it goes by category, by shop and by day. Your bank login stays with you.

Add spending in secondsNo bank login, everFree plan, no ads

Example: one month

Where it went

  • Groceries12 purchases$486
  • Dining out7 purchases$212
  • Gas4 fill-ups$164
  • Subscriptions5 charges$58
Spent this month$920

An illustration. Amounts are made up.

In short

NetWorth+ is a free expense tracker app for iPhone and Android. Add each purchase yourself, tell Numo in plain words, or import a CSV from your bank. It shows your spending by category, by shop and by day. It never connects to your bank. Pro adds receipt scanning.

Bank login

Never asked for

Add spending

Type it, CSV or Numo

Reports

Category, shop, day

Price

Free. Pro $49.99 a year

What you get

See where your money goes

Add it in seconds

Amount, category, account. Or tell Numo in plain words.

Spending by category

Each category's total for the month. Set a budget on any of them.

Spending by day

A calendar shows which days the money went out.

Your top shops

The five places you spent the most this month.

Repeating bills

Rent and subscriptions come back each month, ready to approve.

CSV import

Download a month from your bank's website and import it. Free.

Getting started

Track spending in three steps

1

Add your accounts

Checking, a credit card, cash. Today's balances only.

2

Add spending as it happens

Or import a CSV once a month to catch the rest.

3

Check the report

Category totals, top shops and a spending calendar.

Pricing

Free to start. Pro when you need it.

No card required
Freeforever

Everything most people need to track their money.

  • Net worth, budgets and history
  • Up to 5 accounts, in 2 currencies
  • Shared expenses & settlements
  • Credit cards & loans
  • CSV import from your bank
  • No ads, no data sold, ever
NetWorth+ Pro
$7.99a month

or $49.99 a year

Yearly works out cheaper.

  • Everything in Free, plus:
  • Forecast and what-if
  • Unlimited accounts
  • Any currency, at live rates
  • Receipt scanning
Get Pro

Sign in with the account you use in the app. Cancel any time.

US prices, checked October 2026. Prices in every country

Questions

Good to know

Is NetWorth+ a free expense tracker?
Yes. The free plan has no time limit and no ads. Pro is $49.99 a year or $7.99 a month in the US.
Do I have to link my bank?
No. NetWorth+ never asks for a bank login. Add spending yourself, import a CSV, or tell Numo.
Is it a spending tracker or a budget app?
Both. Track what you spend, and set a monthly budget on any category if you want a limit.
Can it track credit card spending?
Yes. Add the card as an account and log purchases on it. Statement and due dates are tracked too.
Can I scan receipts?
Yes, with Pro. Take a photo and the transaction is filled in for you.

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