Splitwise's free plan limits how many expenses you can add each day. NetWorth+ splits bills with roommates, partners and trip groups with no daily limit, and because it is also your budget, what you owe and are owed sits next to the rest of your money.
Example: a beach weekend
Four friends
An illustration. Names and amounts are made up.
In short
NetWorth+ is a free alternative to Splitwise for iPhone and Android. Groups can split each expense equally, by percentage or by exact amounts, simplify debts so fewer payments settle everyone up, and record settlements. There is no daily limit on expenses and no ads. Unlike Splitwise, NetWorth+ is also a budget and net worth app, so shared costs sit next to your own accounts.
Daily limit
None
Splits
Equal, %, or exact $
Ads
None
Price
Free
Compared
| Splitwise free | NetWorth+ free | |
|---|---|---|
| Expenses you can add each day | Limited | No limit |
| Ads | Yes | None |
| Split equally, by percentage or exact amounts | Yes | Yes |
| Simplify debts | Yes | Yes |
| Your own budget and net worth | No | Yes |
Splitwise details are from splitwise.com/pro, checked October 2026. Splitwise Pro removes the daily limit and the ads for a fee.
Being fair
Splitwise has been the default for years, and that matters.
Your roommates or friends may well have Splitwise already, and it is built for splitting first. With NetWorth+, everyone who wants to add expenses or see the balance uses NetWorth+ on their own phone, so the switch is a group decision.
What you get in return is one app instead of two. The rent you split, the groceries you fronted and the money you are owed sit in the same place as your own budget and net worth.
Getting started
Roommates, a partner, a trip. Add people by email; each of them uses NetWorth+ on their own phone.
Who paid, how much, and how it splits: equally, by percentage or by exact amounts.
Turn on simplify debts so fewer payments settle everyone, pay each other back, and record it.
Everything most people need to track their money.
or $49.99 a year
Yearly works out cheaper.
Sign in with the account you use in the app. Cancel any time.
US prices, checked October 2026. Prices in every country
Questions
Free on iPhone and Android. No ads, and your data is never sold.
Android and iPhone. No bank login. No ads.