Rent or the mortgage, groceries, utilities, the car, the kids' activities. NetWorth+ keeps the household's shared bills in one place, splits them the way you agreed, and gives each adult their own budget. No bank login, and no joint account needed.
Example: household, October
Shared bills
An illustration. Names and amounts are made up.
In short
NetWorth+ is a household budget app for iPhone and Android. A family's shared bills go in one group and are split equally, by percentage or by exact amounts, with a running balance of who owes whom. Each adult keeps their own budget by category, their own accounts and their own net worth, and can share one account's balance read-only with the others. It never asks for a bank login. NetWorth+ is for adults, so there are no accounts for children, and there is no single budget that two people edit together.
Shared bills
One household group
Budgets
One per adult
Bank login
Never asked for
Price
Free. Pro $49.99 a year
How it works
Mortgage or rent, groceries, utilities and the car go in a household group, split the way you agreed.
A running balance across every shared bill. Settle up when it suits you and record it.
Budgets by category for your own spending, and your own accounts and net worth.
Let your partner see the joint checking balance. They see its name and balance, never its transactions.
Getting started
Add the adults who share the bills. Each uses NetWorth+ on their own phone, with their own login.
Who paid and how it splits: equally, by percentage or by exact amounts.
Groceries, dining out, kids' activities: a monthly amount per category, and see what is left.
Pay each other back by Venmo, Zelle or cash, record it, and start the month at zero.
There is no single budget that two people edit together, and no accounts for children: NetWorth+ is for adults, 18 and over. If one shared budget is what your household needs, a joint-budget app will suit you better, and we would rather say so here.
Everything most people need to track their money.
or $49.99 a year
Yearly works out cheaper.
Sign in with the account you use in the app. Cancel any time.
US prices, checked October 2026. Prices in every country
Questions
Free on iPhone and Android. No bank login, no ads.
Android and iPhone. No bank login. No ads.