Take control of your financial growth with social ledger tracking, automated insights, and gamified wealth building.
Ratings & recognition
A ledger-first personal finance app with a social twist: accuracy, collaboration, and motivation in one place.
Share joint accounts with partners or friends with read-only visibility.
Learn morePrecise double-entry financial management designed for absolute tracking accuracy.
Learn moreEarn achievements, levels, and badges as you build healthy financial habits.
Learn moreSee net-worth trends, spending breakdowns, and historical snapshots at a glance.
Learn moreBank SMS capture · multi-currency · shared expenses · budgets & goals · privacy
NetWorth+ shows you where it is going. Rent leaves on the 25th and salary lands on the 28th, a three-day hole a monthly average cannot see. The cash-flow forecast is measured in days, so it can.
It will not invent a return rate for you. With none set, the projection shows accumulated savings, the one part of a forecast that does not depend on anything unknowable.
How the forecast worksCash flow: next 90 days
Confidence: highSAFE TO SPEND
4,820.00
After rent, three EMIs and the school fee on the 12th
Illustrative figures. Assumptions are shown beside every projection in the app.
Log assets, liabilities, cash and bank balances to see your true net worth instantly.
Split expenses, share joint accounts read-only, and keep every ledger perfectly balanced.
Set priority goals, earn XP and badges, and watch healthy habits compound over time.
From your ledger and budgets to shared splits and goals, every screen designed for clarity.
Every Transaction
Shop logos, cards and dates at a glance
Accounts & Net Worth
Assets, liabilities & social receivables
Smart Budgets
Track spending by category, monthly
Spending Report
Where this month's money went
Spending Calendar
What you spent, day by day
Priority Goals
Rank goals; shared money funds them in order
Net Worth History
Month by month, assets against debts
Shared Splits
Groups, balances and who owes who
Ask Numo
Answers from your own records
Scroll to explore more screens
Who it's for
A rider holding company cash in Dubai and a freelancer waiting on a London invoice have very different months. Pick the one that looks like yours.
Rent cheques, DEWA and groceries split, with the balance counted as money you are owed.
A transfer is not spending. The rate you got is kept, and both sides sit in one figure.
Company cash separated from your own, fuel and bike rent counted, a weekly number you can trust.
Deposits held as recoverable, reimbursements tracked, and two countries counted as one position.
Uneven splits, read-only sharing scoped to what you agree, one household picture.
Statement dates, minimum due, and a balance that reduces your net worth from the swipe.
Everything most people need to track their money.
or a year
Yearly works out cheaper.
Sign in with the account you use in the app. Cancel any time.
NetWorth+ is out now on Google Play and the App Store. Free, no bank login, no ads.
100%
Privacy-first
0
Math needed
2
Platforms live
Every claim on this site is written in plain language and kept in sync with our llms.txt file, so an assistant that reads it gets the facts right. Ask one directly.
You can share joint assets with a partner or friend as read-only, split group expenses, and track who owes what, all inside your own ledger, with full control over what others see.
Yes. NetWorth+ is built privacy-first: your data is never sold, and information is only shared with people you explicitly grant access to. You can revoke access at any time.
Every entry uses precise double-entry accounting under the hood, so your balances always add up. You just log what happened; the app handles the math for perfect accuracy.
From Pro subscriptions. The core tracking stays free and is funded by the people who choose to pay for Pro. Advertising and the sale of user data were ruled out before launch, and no ad network serves ads in the app. Full detail on how this makes money.
Yes. An independent penetration test has been completed across the full scope of the app, including how data is protected in transit and at rest. Findings from the test were addressed, retested and closed. Your data is encrypted with AES-256 at rest and TLS in transit on enterprise Google Cloud and Firebase infrastructure certified to ISO 27001 and SOC 2, replicated across independent zones so no single failure can lose it. No bank credentials are ever collected, the app cannot move money, and bank SMS is parsed on your device. Full detail is on the security page.
Automatic backup can be scheduled daily, weekly or monthly in Settings and writes a file to your own device, and CSV export is available at any time, so your financial history is never held only by us. Every failure scenario is written out on your data if we disappear.
NetWorth+ is available now on Google Play for Android and on the App Store for iPhone. It is free on both, with no bank login.
Milan Suresh
Founder · Product & marketing specialist, 8 years
I built NetWorth+ because everyone should know their net worth, and almost nobody does. Got a question, an idea, or something the app is missing? Come and tell me.
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